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Organize Your Monthly Budget Planner in 5 Simple Steps

Handling your monthly budget planner may seem unmanageable. But if you learn and practice how to organize monthly bills, you can save time, worry and even money. When you pay bills late, you may...

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5 Ways to Secure Your Financial Future

Remember the American dream? That good ole philosophy that we could have whatever we want. Well, apparently we took that notion a little too seriously and now, over half of people over age 65 receive...

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Should You Manage Your Money Like the Government?

If you want to save money for specific goals, you might want to consider managing your money more like the government. What do I mean by that? After all, many governments are faced with big budget...

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5 Common Excuses for Not Budgeting Your Money

Budgeting can seem like math minus the fun – and we all know how fun math is. What’s exciting about adding up all your expenses and seeing that you spend way too much each month and need to cut back?...

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How Do You Budget?

Google “How do you budget” and you’ll get tons of how-tos on budgeting. Up until just a few days ago, I, like the 761 million other people that have written about budgeting, assumed that was the right...

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New Year, New Budget?

With the first few weeks of 2013 coming to a close, you may feel more inspired than ever to tackle your list of resolutions. If you’re like many of us, you likely have made a resolution that’s somehow...

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Monday Motivation – Can You Really Afford That?

Monday Motivation is a new weekly series bringing you motivational stories and encouraging advice each Monday morning to help you get your finances in order. In many cases, we get caught up so much by...

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3 Ways to Start Saving Now, No Excuses

Increasing wealth and providing for the future is important to all of us. And no matter which way the economy goes, this responsibility lies with us. Have you or a loved one lost a pension or seen...

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Using Credit Cards as Part of Your Budget

We’re so used to hearing about how we need to get rid of credit card debt, and how credit cards are evil, that we often forget that they can be great financial tools. Yes, it’s important to pay off...

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5 Budgeting Apps for Your Smartphone

In a tough economy, people struggle not only to make money but also to hold onto their paychecks. After fees, taxes, and inflation, many find themselves left with just enough money to cover their basic...

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The New Grad’s Guide to Building a Credit History and Budgeting, Part 2

This is the second in a two-post series that will offer new graduates some tips and tricks for how to manage budgets and credit as they begin the next chapter of life beyond school. Here’s part 1. Your...

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McDonald’s “Sample Budget” For Employees Raises Questions About the Company’s...

A few weeks ago, the McDonald’s corporation, one of the largest fast food chains in the U.S., alerted its employees to a sample budget provided on its website that could be used as a template for...

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A College Student’s Budgeting Basics

Going off to college is an exciting time. For most of you, it’s your first time away from your parents and the first steps you’ll take to become a self-sufficient adult on your own. As much as college...

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Dorm Essentials that Won’t Break the Bank

When you head off to college, you’re most likely going to be excited about taking the next steps in your life. You might also be excited about meeting your new roommate(s), making new friends, and...

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What is Cash Flow?

A lot of the time, when we consider income and expenses, we think mainly in terms of how much is coming and how much is going out. When we struggle with finances, we assume that we need more money, or...

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World Travel on a Shoestring Budget

As a follow-up to my recent article describing what my trip around the world taught me about money, I wanted to share some of my best tips for traveling the globe at a fraction of what you may think it...

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Have You Set Your Holiday Budget Yet?

It can happen to the best of us: You’ve just had an amazing summer, you’re enjoying the fabulous fall weather and then, bam—the holiday season is knocking on your door. In some years, it can seem as if...

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Fitting Self-Care into Your Budget

The concept of self-care is gaining momentum. Commonly referred to as a set of “actions and attitudes which contribute to the maintenance of well-being and personal health and promote human...

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Could You Cut $1,000 from Your Monthly Budget? Brian O’Connor’s 10 Week...

“Four years after the recession supposedly ended, people still feel the pinch,” says Brian O’Connor, a personal finance columnist at the Detroit News. “Income is still not back, people are paying more...

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Monday Motivation: How to Stop Trying to Keep Pace with the Joneses

It’s hard not to compare ourselves with others. We see what others have, and think that we should have it, too. We see how others spend their time and money, and think of it as “normal.” And, of...

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